Legal

Payments & Delivery

Last updated 11 October 2026

What you buy, how you pay, how your payment is protected, and how you receive the Service.

What you buy

A monthly subscription to Cognitive Prestige, an online AI strategy tool for image and perception.

• [Essential]: $90 per month, up to [150] messages.
• [Prestige]: $200 per month, up to [500] messages.

Every account starts with 4 free messages. No card is needed for them.

How you pay

• Visa and Mastercard, credit and debit cards.
• Payments are processed by maib (B.C. “Moldova Agroindbank” S.A.), a licensed bank in the Republic of Moldova.
• Prices and charges are in US dollars (USD). If your card is in another currency, your bank converts the amount at its own rate.
• The charge appears on your card statement as [statement descriptor].
• Your subscription renews automatically every month until you cancel.

Payment security

You enter your card details on maib’s secure payment page, not on our website. The connection is encrypted, and payments are confirmed with 3-D Secure (Visa Secure, Mastercard Identity Check), so your bank may ask you to approve the payment in its app or with a code. We never see or store your full card number or security code. [maib may give an official text for this section]

Delivery

The Service is digital, and nothing is shipped. Access is activated immediately after a successful payment, on the account linked to your email address, and a confirmation is sent to that address. You use the Service in any modern web browser. If your access is not active shortly after payment, write to ask@cognitiveprestige.com.

Cancellation and refunds

You can cancel at any time. See our Refund & Cancellation Policy.

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